If the house inspection for a home you are planning on buying shows some “out of code” issues (plumbing, electric, etc.) can you negotiate for remediation of the problem, including obtaining necessary permits?
Absolutely — you can negotiate when an inspection turns up out‑of‑code issues, and honestly, most buyers do. Think of the inspection as your “reality check” before committing to the biggest purchase of your life. If the plumbing, electrical, or structural elements aren’t up to code, that’s not just a nuisance — it can affect safety, insurance, resale value, and even your ability to close.
Here’s how buyers typically handle it:
Ask for Repairs — Done by Licensed Pros
When something is out of code, you want it fixed correctly, not patched. Buyers often negotiate for the seller to hire licensed contractors to bring the work up to current standards. This protects you because licensed pros know exactly what’s required and can document the work.
Request Permits and Final Sign‑Off
If the issue requires a permit — electrical upgrades, plumbing changes, structural work — you can absolutely negotiate for the seller to pull the permit and obtain final approval from the town. This matters because:
- Work done without permits can become your problem later
- Insurance companies may deny claims
- Future buyers will ask the same questions you’re asking now
A clean paper trail is worth its weight in gold.
Negotiate Credits Instead
Sometimes sellers don’t want to deal with repairs or permits. In that case, you can negotiate a credit at closing so you can handle the work after you own the home. This gives you control over the contractor and the quality of the work.
Just make sure the credit realistically covers the cost — get estimates before agreeing.
Prioritize Safety and Major Systems
Not every out‑of‑code item is a deal‑breaker. Some are older but still functioning safely. Others — like knob‑and‑tube wiring, DIY plumbing, or structural shortcuts — deserve immediate attention. Your inspector can help you understand what’s urgent and what’s simply outdated.
Lean on Your Agent
A good buyer’s agent negotiates these issues all the time. They’ll help you:
- Frame the request professionally
- Provide supporting documentation
- Push for licensed work and permits
- Protect you from inheriting someone else’s shortcuts
You’re not being “difficult” — you’re being smart.
Bottom Line
Yes, you can negotiate for repairs, permits, or credits when out‑of‑code issues show up. Inspections are designed to give you leverage, clarity, and protection. Use them. A safe, code‑compliant home is not too much to ask.